Casualty Insurance

Comprehensive Coverage for Your Business Needs 

Not all business risks are created equal — that’s where HUB Casualty Insurance comes in. Risks are increasing in complexity and magnitude, requiring fresh perspectives and novel tools. Casualty insurance is essential to protect your organization from liabilities that could disrupt operations or put your financial future at stake. It’s also critical for compliance and contractual needs, covering a broad range of exposures, including accidents, injuries, property damage and more — ensuring your organization can weather challenges with confidence. 

Risk financing and proactive execution are key pillars of HUB’s strategic casualty approach. We undertake a comprehensive risk financing assessment to determine the optimal level of risk retention, program structures and limits to recommend the most cost-efficient options to protect your organization while meeting your financial objectives. From primary and excess casualty programs and related coverages to creative alternative risk strategies, captives and collateral solutions, HUB leverages our deep relationships in the global marketplace to provide insightful and timely guidance to help you mitigate volatility, secure stability and focus on growth.

Whether you’re a local operation or a global enterprise, HUB is your trusted partner for comprehensive casualty risk management, delivering boundaryless resources and innovative strategies so that your organization can thrive. 

Casualty Insurance & Risk Financing

Explore our comprehensive solutions:

• General & Product Liability - Customized offerings to safeguard your business from both common and unusual risks. This includes, but is not limited to, injuries or property damage sustained by the public arising from your premises or operations, products, contractual liabilities, natural catastrophes or even violent events.
• Auto Liability & Physical Damage - Comprehensive coverage for fleet operations with flexible and competitive options.
• Umbrella & Excess Liability - Protection for potentially catastrophic liability claim settlements and judgments.
• Workers’ Compensation & Employers Liability - Protection for your workforce tailored to your operational and financial needs, whether through an insured program, self-insurance or other alternative.
• Ancillary Coverages - From product recall and crisis response to sexual misconduct liability (SML), as well as active assailant and Violent Acts Liability coverage, you have access to additional HUB protection for your casualty risk management program where needed.
• Collateral Solutions - State of the art collateral solutions for your contractual needs while supporting your financial objectives.
• Alternative Risk Strategies - Tailored and evolving strategies, including loss portfolio transactions, structured products and integrated risk options.

Why Choose HUB for Casualty Risk?

• Global Reach, Local Touch - HUB leverages our extensive network and deep relationships with regional, national and global carriers, including specialty and industry-specific providers. With our vast geographic scale and open architecture global partnerships, we offer seamless service wherever your organization operates.
• Industry-Wide Expertise - HUB’s experienced casualty team applies our deep industry knowledge and expertise in risk services, claims, litigation as well as analytics to help optimize Total Cost of Risk over the long term, enhancing the resiliency and profitability of your operations.
• Innovative Risk Solutions and Thought Leadership - From traditional insurance products to alternative risk placements, we offer creative approaches that align with your goals and move the industry forward with solutions to current and future challenges.